:root{
  --blue:#062b96;
  --blue2:#123fb8;
  --gold:#f4b400;
  --text:#091633;
  --muted:#4e5870;
  --border:#dfe7f7;
}

*{
  box-sizing:border-box;
}

body{
  margin:0;
  font-family:Arial,Helvetica,sans-serif;
  color:var(--text);
  background:#fff;
  line-height:1.45;
}

a{
  text-decoration:none;
  color:inherit;
}

.container{
  max-width:1440px;
  margin:0 auto;
  padding:0 30px;
}

/* TOP BAR */

.topbar{
  background:var(--blue);
  color:#fff;
  font-size:15px;
}

.topbar .container{
  display:flex;
  justify-content:space-between;
  gap:14px;
  padding:8px 30px;
  flex-wrap:wrap;
}

.topbar span{
  margin-right:30px;
}

/* HEADER */

.header{
  background:#fff;
  box-shadow:0 4px 18px rgba(0,0,0,.08);
  position:sticky;
  top:0;
  z-index:20;
}

.nav{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:30px;
  padding:10px 30px;
}

.logo img{
  width:315px;
  height:105px;
  object-fit:contain;
}

.menu{
  display:flex;
  align-items:center;
  gap:42px;
  font-weight:800;
  color:#020f38;
  font-size:15px;
}

.menu a{
  padding:16px 0;
}

.menu a.active,
.menu a:hover{
  color:var(--blue);
  border-bottom:4px solid var(--blue);
}

/* HERO */

.hero{
  position:relative;
  height:540px;
  background-image:url("assets/images/hero-banner.jpg");
  background-size:cover;
  background-position:center center;
  background-repeat:no-repeat;
  display:flex;
  align-items:center;
}

.hero .container{
  width:100%;
  max-width:100%;
  margin:0;
  padding-left:55px;
  padding-right:30px;
  display:flex;
  justify-content:flex-start;
  align-items:center;
}

.hero-panel{
  width:640px;
  background:rgba(255,255,255,.93);
  border:1px solid #dce4f7;
  border-radius:16px;
  padding:38px;
  box-shadow:0 20px 42px rgba(0,0,0,.18);
  margin:0;
  position:relative;
  z-index:5;
}

.hero h1{
  font-size:58px;
  line-height:1.05;
  color:var(--blue);
  margin:0 0 15px;
  font-weight:900;
}

.hero h1 span{
  display:block;
  color:#06112f;
}

.motto{
  font-size:24px;
  color:var(--blue2);
  font-weight:900;
  margin-bottom:18px;
}

.hero p{
  font-size:20px;
  line-height:1.55;
  color:#091633;
  margin:0 0 25px;
}

.buttons{
  display:flex;
  gap:15px;
  flex-wrap:wrap;
}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  padding:12px 24px;
  border-radius:6px;
  font-weight:900;
  border:0;
  cursor:pointer;
}

.primary{
  background:var(--blue2);
  color:#fff;
}

.gold{
  background:var(--gold);
  color:#061a5c;
}

.outline{
  background:#fff;
  color:var(--blue);
  border:2px solid var(--blue);
}

/* SECTIONS */

.section{
  padding:18px 0;
}

.section-title{
  background:#fff;
  border:1px solid var(--border);
  border-radius:10px 10px 0 0;
  padding:10px 22px;
}

.section-title h2{
  font-size:20px;
  color:var(--blue);
  margin:0;
  text-transform:uppercase;
}

/* SERVICES */

.services-grid,
.clean-services{
  display:grid;
  grid-template-columns:repeat(5,1fr);
  gap:14px;
}

.service-card{
  background:#fff;
  border:1px solid #dfe7f7;
  border-radius:10px;
  min-height:185px;
  padding:22px 14px;
  text-align:center;
  box-shadow:0 5px 18px rgba(6,43,150,.08);
}

.service-icon{
  font-size:44px;
  color:var(--blue);
  margin-bottom:10px;
}

.service-card h3{
  font-size:16px;
  color:var(--blue);
  margin:0 0 8px;
}

.service-card p{
  font-size:13px;
  margin:0;
}

/* INFO CARDS */

.info-grid,
.professional-grid{
  display:grid;
  grid-template-columns:1fr 1fr 1.15fr;
  gap:18px;
}

.info-card{
  background:#fff;
  border:1px solid var(--border);
  border-radius:10px;
  padding:22px;
  min-height:200px;
  box-shadow:0 5px 18px rgba(6,43,150,.06);
}

.info-card h3{
  color:var(--blue);
  margin:0 0 12px;
  text-transform:uppercase;
  font-size:17px;
}

.trust-list{
  list-style:none;
  padding:0;
  margin:0;
}

.trust-list li{
  margin:8px 0;
  font-size:14px;
}

.shield{
  float:right;
  width:110px;
  height:120px;
  background:var(--blue);
  clip-path:polygon(50% 0,100% 18%,88% 82%,50% 100%,12% 82%,0 18%);
  display:flex;
  align-items:center;
  justify-content:center;
  color:#fff;
  font-size:45px;
  margin-left:8px;
}

.about-flex{
  display:grid;
  grid-template-columns:145px 1fr;
  gap:12px;
}

.about-flex img{
  width:145px;
  height:125px;
  object-fit:cover;
  border-radius:6px;
}

.about-flex p{
  font-size:13px;
  margin:0;
}

.kyc-flex{
  display:grid;
  grid-template-columns:1fr 150px;
  gap:12px;
}

.kyc-flex img{
  width:150px;
  height:130px;
  object-fit:cover;
  border-radius:8px;
}

.kyc-flex ul{
  padding-left:18px;
  margin:0;
  font-size:13px;
}

.kyc-flex li{
  margin:5px 0;
}

/* BRANCHES */

.branches-clean{
  background:#f5f8ff;
  padding:28px;
  border-radius:12px;
}

.branches-clean h2{
  color:var(--blue);
  margin-top:0;
}

.branch-clean-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:18px;
}

.branch-clean-card{
  background:#fff;
  border:1px solid #dfe7f7;
  border-radius:10px;
  padding:18px;
  display:grid;
  grid-template-columns:42px 1fr;
  gap:10px;
  box-shadow:0 5px 18px rgba(6,43,150,.06);
}

.branch-icon{
  color:var(--blue);
  font-size:24px;
}

/* CALCULATOR */

.calculator{
  background:#fff;
  border:1px solid var(--border);
  border-radius:8px;
  overflow:hidden;
  box-shadow:0 5px 20px rgba(6,43,150,.08);
}

.calc-head{
  background:var(--blue);
  color:#fff;
  text-align:center;
  font-weight:900;
  padding:7px;
  text-transform:uppercase;
}

.calc-body{
  padding:12px 16px;
}

.field{
  margin-bottom:8px;
}

.field label{
  display:block;
  font-weight:700;
  font-size:13px;
  margin-bottom:3px;
}

.field input,
.field select,
.field textarea{
  width:100%;
  padding:7px 9px;
  border:1px solid #cfd8ef;
  border-radius:4px;
}

.calc-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:8px;
}

.result{
  margin-top:10px;
  background:#eef4ff;
  border:1px solid #d8e4fb;
  border-radius:6px;
  padding:10px;
  font-size:13px;
}

.result strong{
  display:block;
  color:var(--blue);
  font-size:20px;
}

.eligible{
  color:#087c2e;
  font-weight:900;
}

.not-eligible{
  color:#b00020;
  font-weight:900;
}

/* PAGE HERO */

.page-hero{
  background:#f5f8ff;
  padding:48px 0;
}

.page-hero-grid{
  display:grid;
  grid-template-columns:1fr 420px;
  gap:30px;
  align-items:center;
}

.page-hero img{
  width:100%;
  border-radius:12px;
  box-shadow:0 12px 30px rgba(0,0,0,.13);
}

.page-hero h1{
  color:var(--blue);
  font-size:42px;
}

/* FORMS */

.form-panel{
  background:#fff;
  border:1px solid var(--border);
  border-radius:12px;
  padding:24px;
}

.notice{
  padding:12px;
  border-radius:8px;
  margin-bottom:14px;
}

.ok{
  background:#e7f8ed;
  color:#07591d;
}

.err{
  background:#ffecec;
  color:#9d1212;
}

/* AMORTIZATION */

.amortization{
  overflow:auto;
  margin-top:18px;
}

.amortization table{
  width:100%;
  border-collapse:collapse;
  font-size:12px;
}

.amortization th{
  background:var(--blue);
  color:#fff;
}

.amortization th,
.amortization td{
  border:1px solid #d9e3f6;
  padding:7px;
  text-align:right;
}

.amortization td:first-child,
.amortization th:first-child{
  text-align:center;
}

/* FOOTER */

.footer{
  background:linear-gradient(90deg,#062b96,#002c80);
  color:#fff;
  margin-top:6px;
  padding:22px 0 12px;
}

.footer-grid{
  display:grid;
  grid-template-columns:1.2fr 1.1fr 1.2fr 1fr;
  gap:45px;
}

.footer-logo{
  width:270px;
  height:auto;
}

.footer h3{
  margin:0 0 12px;
  font-size:16px;
}

.footer a{
  color:#fff;
}

.footer p{
  margin:6px 0;
  font-size:13px;
}

.member-login-foot{
  display:inline-flex;
  border:1px solid rgba(255,255,255,.8);
  border-radius:6px;
  padding:13px 38px;
  font-weight:900;
}

.copyright{
  font-size:12px;
  text-align:center;
  border-top:1px solid rgba(255,255,255,.25);
  margin-top:16px;
  padding-top:10px;
}

/* ADMIN */

.admin-layout{
  display:grid;
  grid-template-columns:260px 1fr;
  min-height:100vh;
}

.admin-side{
  background:#061b5c;
  color:#fff;
  padding:24px;
}

.admin-side img{
  width:220px;
}

.admin-side a{
  display:block;
  color:#fff;
  padding:10px;
  border-radius:6px;
}

.admin-main{
  background:#f5f8ff;
  padding:28px;
}

.admin-card{
  background:#fff;
  border:1px solid var(--border);
  border-radius:12px;
  padding:22px;
  margin-bottom:20px;
}

/* MOBILE */

@media(max-width:1100px){

  .menu{
    display:none;
  }

  .logo img{
    width:220px;
    height:auto;
  }

  .hero{
    height:auto;
    padding:45px 0;
  }

  .hero .container{
    padding-left:20px;
    padding-right:20px;
  }

  .hero-panel{
    width:100%;
    padding:25px;
  }

  .hero h1{
    font-size:36px;
  }

  .hero p{
    font-size:17px;
  }

  .services-grid,
  .clean-services,
  .info-grid,
  .professional-grid,
  .footer-grid,
  .branch-clean-grid,
  .page-hero-grid,
  .admin-layout{
    grid-template-columns:1fr;
  }

  .about-flex,
  .kyc-flex{
    grid-template-columns:1fr;
  }

  .about-flex img,
  .kyc-flex img{
    width:100%;
    height:auto;
  }
}